Your Resource Center for Confident Decisions

Expert guides on Prop 19, probate sales, income property investing, and 1031 exchanges — written for Brea, Whittier, La Habra, and Southern California homeowners, investors, and families.

What’s Your Situation?

Inheriting a Home

Prop 19 exclusion guidance for inherited properties

Senior Moving Homes (55+)

Tax base transfer anywhere in California

Buying Investment Property

Cap rates, cash flow analysis, and rental strategy

Settling an Estate

Court-supervised probate sale guidance

Selling a Rental Property

1031 exchange guidance to defer capital gains

Filing County Forms

County assessor offices, forms, and deadlines

Guide 01

Proposition 19: Property Tax Transfers in California

Key Facts

Inherited homes are reassessed unless the heir uses the property as their primary residence, subject to a $1M exclusion cap. Seniors 55+ can transfer their property tax base to any home in California, up to 3 times. You must file with the county assessor — this is NOT automatic. Missing the deadline triggers full reassessment.

Critical Mistake to Avoid

Renting the inherited property — even temporarily — immediately triggers reassessment and eliminates your exclusion eligibility.

Required Forms

BOE-266 (Homeowners’ Exemption, file within 30 days) + BOE-19-P or BOE-19-B (file within 1 year of transfer)

Guide 02

Income Property: What Buyers Need to Know

Key Facts

Cap Rate = NOI ÷ Purchase Price. Vacancy rate and expense ratio are critical to accurate projections. California landlord-tenant laws are tenant-protective. Depreciation is a key tax benefit for investment property owners. 1031 exchange is available on exit to defer capital gains.

Property Types

Single-family rentals, duplex and multi-unit (2–4 units), 5+ unit commercial, short-term rentals (Airbnb/VRBO), and mixed-use properties.

Rent Control

AB 1482 rent control applies to many multi-family properties in California. Understanding which properties are covered — and which are exempt — is essential before investing.

Guide 03

Selling an Inherited Home: Probate Sales in California

Key Facts

Probate is required when property is not held in a trust or joint tenancy. The court must confirm most probate sales, which includes an overbidding process. The timeline typically runs 9–18+ months. Buyers CAN finance probate property purchases. The minimum overbid is calculated as: Accepted Offer × 110% + $500.

Typical Timeline

Month 1: File petition. Months 2–3: Executor/administrator appointed. Months 3–5: Property listed. Months 5–6: Offer accepted. Months 6–8: Court confirmation hearing. Months 8–9+: Close of escrow.

Guide 04

1031 Exchange: Defer Capital Gains the Smart Way

Key Facts

You have 45 days to identify replacement properties and 180 days to close. A qualified intermediary must hold your proceeds — you cannot touch the funds. The replacement property must be of equal or greater value. California has claw-back rules for out-of-state exchanges.

Exchange Types

Delayed (most common), Reverse, Improvement/Construction, Simultaneous, and Personal Property exchanges.

Critical Warning

Missing the 45-day identification deadline is fatal — there are no extensions, no exceptions. Plan your replacement properties before you list.

Guide 05

Trust Sales: A Faster Alternative to Probate

Key Facts

Trust sales bypass probate entirely — they can close in weeks, not months. The trustee must notify beneficiaries within 60 days per CA Probate Code §16061.7. A date-of-death appraisal establishes the stepped-up basis. An Affidavit of Death of Trustee must be recorded before the sale. Form BOE-502-D must be filed within 150 days.

The 10-Step Trust Sale Process

1) Confirm trustee authority. 2) Obtain EIN for the trust. 3) Open a trust bank account. 4) Send §16061.7 notice to beneficiaries. 5) File BOE-502-D. 6) Verify and clear title. 7) Get date-of-death appraisal. 8) List the property. 9) Close escrow. 10) Distribute proceeds to beneficiaries.

Stepped-Up Basis Example

Original purchase: $300K. Value at date of death: $900K. Heir sells at $920K. Taxable gain: only $20K (not $620K). The stepped-up basis can save heirs hundreds of thousands in capital gains taxes.

County Assessor Resources

Key statewide forms: BOE-266 | BOE-19-P | BOE-19-B | BOE-19-G

LA County

500 W Temple St, Los Angeles

(213) 974-3211

assessor.lacounty.gov

Orange County

630 N Broadway, Santa Ana

(714) 834-2727

ocassessor.gov

Riverside County

2720 Gateway Dr, Riverside

(951) 955-6200

assessor.riversideca.gov

San Bernardino County

222 W Hospitality Ln

(909) 387-8307

arc.sbcounty.gov

San Diego County

1600 Pacific Hwy

(619) 236-3771

sandiegocounty.gov/assessor

Questions About Your Situation?

Every property situation is unique. Let Kevin and Laura review yours and provide guidance tailored to your specific circumstances — no obligation.

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